The internet has been revolutionary, connecting humans across the planet, allowing for the exchange of ideas, services, and goods across borders, allowing people to interact with like minded individuals at any time, and from anywhere, creating online communities that bring people together. More recently, apps have taken the market by storm, enabling consumers not only to spend money, but also to make money. There are many apps available on the market that allow individuals to invest, gamble, and generally watch their money grow.
888 Poker
Poker is one of the most popular games of all time, having survived and evolved over hundreds of years. Tracing its origin back to renaissance Italy, several variations came about over the years, ultimately heading over to the US with the French colonists and becoming a popular river boat game along the Mississippi.
Various legislation has both restricted the game, and allowed it to flourish, and it is certainly one of the main sources of income for places like Las Vegas and Nevada. Advances in technology and the move online have continued to work in pokers favour; over 100 million people across the globe play poker.
Poker games are a very popular way to make money. Operators have managed to use technology to really enhance the player experience in the online world, including offering tournaments, progressive jackpots, and large prize pools. Players who can keep their nerve and take the time to learn the rules of the game have ample opportunities to be successful. Some of the top poker players have found their fame and wealth using online poker games, such as Isildur1, who won millions of dollars before his identity was even known!
Online Surveys
Online surveys are one easy way to make (small) amounts of money, and there are hundreds of different options. Google Opinions Rewards in one of the easiest ones to get started. Consumers simply download the app and complete short surveys, and they are then rewarded with Google Play of PayPal credits. Surveys can be on anything and are usually short enough to be taken whilst waiting for a coffee, or on the bus on the way to work. Consumers can also earn extra money by sharing their browsing and viewing habits.
Other options include:
- iPoll, which pays out gift cards for Amazon, Apple App Store, and PayPal
- Survey Junkie uses a user profile to match up with suitable surveys, providing rewards in the form of gift cards of PayPal credit
Online Shopping Rewards
Not only having the best credit cards when it comes to financial management is essential, there are many apps geared toward reducing the final shopping bill, as well as giving points for qualifying purchases, and even free stuff and cash-back depending on the monthly incentive. Though individuals won’t make huge amounts of money, it is definitely something that can help reduce the costs of living and provide a little extra something for little luxuries now and then.
- Swagbucks, which as well as rewards also gives out free gift cards every day. Users can also make money by completing surveys, browsing the internet, and even watching specific videos
- MyPoints gives users rewards for purchases at thousands of stores, and the points can be traded in for gift cards or into a PayPal account
- Rakuten rewards shoppers with cashback on daily shopping and even food delivery
Investment
Investing in the stock market has been made accessible to all through a range of easy-to-use apps, where individuals can invest as much, or as little, as they like. Investing in the stock market is no longer the reserve of the 1% and is becoming increasing popular as a way to make money. Most apps no longer charge commission or fees, and do not have minimum amounts.
Some of the most popular include:
- Charles Schwab Mobile
There are no account minimums and no recurring fees, making it ideal for the beginner; there is even a free automated advisor to help guide users. The app has been designed in such a way that users can see exactly what they have and where, making trades is straightforward, and users can set up alerts to make sure they don’t miss anything.
- SoFi Money
Ideal for beginners, SoFi Money may lack the depth that experienced traders are looking for, but is definitely user friendly and a great steppingstone for the novice. There is a wealth of information available on the app teaching investors. It does not charge fees and even allows investors to buy fractions of a share, great for those starting out or with limited funds.
This is an online brokerage service which offers commission-free trades and despite a more limited portfolio, offers fractional shares and cryptocurrency investment
Acorns automatically rounds up purchases to the nearest full dollar and pops the change into a separate account to invest. The amounts are small but soon add up, and it is a great way to make a little extra money without having to think about it.
Football Index App
Touted as a way to invest in football players, the Football Index App was not all it seemed. Though it appeared, to all intents and purposes, to be an investment platform, it was in fact a regulated betting site, and the ‘shares’ that individuals bought were bets; a £10 bet on a player was in fact a £10 bet that they would make more than £10 in dividends over a three-year period. It’s collapse left many hundreds of thousands out of pocket, and serves as a stark warning to really do research, and never to invest (or bet) more that you can afford to lose.
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